We know that home renovations can be a strain on cash flow, that’s why we offer the option to Pay on Finance using PayPal Credit. If you spend more than £150, you can choose to spread the cost of your purchase over a time to suit you whether it’s 6 months or 12 months. Just select the PayPal Credit option when you checkout.
Venio acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.
What is PayPal Credit?
PayPal Credit is a simple and flexible credit line that sits alongside your PayPal account. It is a paperless, card-less revolving credit limit.
If approved PayPal Credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There’s no lengthy application to fill out, just answer some quick questions, review and accept the terms and get a decision in seconds.
For more info and to help you with all the questions you have for PayPal about this payment type check out PayPal Credit Basics Help.
As long as you are a UK customer and have £150 worth of goods in your basket you will be eligible to apply for PayPal Credit.
If you are approved for a credit limit with PayPal Credit and use it for future purchases with other retailers, the APR for those purchases won’t be more than 17.9% and may be even lower.
How do I use PayPal Credit at veniō.store?
It couldn’t be easier
You can apply for PayPal Credit directly from the checkout. Just select the PayPal Credit option on the payment page.
PAYPAL CREDIT LOGO
This will guide you to PayPal Credit’s application page where you can start the process of applying for PayPal Credit. The application should take no more than 10 minutes to complete and you will then be redirected back to veniō.store to complete your transaction. All that is left to do is wait for your chosen home furnishings to turn up!
How do I qualify for PayPal Credit?
To check that you are eligible to apply for a PayPal Credit limit please make sure that you:
- Are a UK resident aged 18 years or older
- Have a good credit history and are not currently declared bankrupt
- Have an income greater than £10,000 per year
Please Note: Meeting these criteria does not automatically guarantee acceptance. It simply means that PayPal will assess your application to join PayPal Credit.
Do you need to have a PayPal account?
Once you have chosen the PayPal Credit payment option, you will be directed to the PayPal website. It is a PayPal Credit requirement that you login to your PayPal account or create an account at that point.
Alternatively, you can easily sign up for PayPal here.
If I have a basket of products that total £150 can I pay for my entire basket using PayPal Credit?
Indeed you can!
Once you have eligible products that total £150 or more in your basket and have been successful in applying for PayPal Credit, the whole of your basket will be paid for using an instalment offer under your PayPal Credit agreement.
What can I do if I am unsuccessful in applying for PayPal Credit?
Unfortunately, we have no control over the success or decline of an application – this is all PayPal’s decision. If you have been declined, PayPal will email you with information about why your application was unsuccessful.
Don’t worry, although you weren’t approved for PayPal Credit, you can still use PayPal to check out securely with your bank account, debit or credit card.
I do not see PayPal Credit as a payment option?
Please check that you are eligible by ensuring you have of a minimum spend of £150 on eligible for credit products and have completed the approval process for PayPal Credit.
Can I make a phone order and apply for PayPal Credit?
The application for PayPal Credit can only be initiated from an online order.
For all the information you need about how PayPal Credit works for you from your PayPal Account check out PayPal Credit Basics Help.
What happens if I want to return the item I bought using my PayPal Credit?
Orders paid for using PayPal Credit can be returned as normal and we will refund the money to your PayPal Credit account. Find out more information in our returns policy
Once returned to your PayPal Credit account, the credit will be available to you as part of your limit for all your future PayPal Credit purchases, including future instalment offers with us.
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